For more than 20 years, TSYS has delivered advanced technology and enhanced value to many of the world's leading companies, making it possible for hundreds of millions of consumers to use their credit, debit, commercial, private-label, prepaid, and chip cards safely and securely.

Through our wholly owned subsidiary, TSYS Acquiring SolutionsSM, we deliver comprehensive, end-to-end payment solutions to acquirers and their merchants to reliably process millions of credit, debit and other card transactions every day. From authorizing and capturing electronic payments at the point of sale to clearing and settling merchant transactions, managing merchant terminals, and providing information management services, we partner with acquirers to help them effectively manage and grow their merchant portfolios.

    First Horizon Merchant Services (FHMS) is a leading provider of transaction processing and bankcard acquiring services. They currently provide processing services for all major card types, as well as most regional and national debit and EBT cards.

    Denver-based First Data Corp.(NYSE: FDC) powers the global economy by enabling consumers and businesses to safely and securely pay anyone, anywhere, anytime.

•  First Data maintains data for more than 300 million credit, debit and other accounts on behalf of more than 1,400 card issuing clients.
•  In 2000, First Data processed approximately seven billion cardholder transactions worldwide.
•  Financial institutions, merchants and consumers rely on First Data to electronically move more than $2 trillion worldwide annually.
•  First Data processes transactions for approximately 120,000 Internet merchants.

  NOVA currently provides transaction-processing services for all major credit cards including: Visa, MasterCard, American Express, Diner's Club and JCB to more than 500,000 merchants. As the marketplace moves toward a more interactive support and processing environment, NOVA has developed products and services to extend these benefits to their customers.

  Heartland Payment Systems, Inc. provides credit and debit card, payroll and related processing services to restaurant, hotel, and retail merchants throughout the United States. HPS provides services to more than 70,000 merchants with over 700 sales representatives and more than 350 employees in operations, information technology, marketing, administration and management positions.

   RBS Lynk, headquartered in Atlanta, GA, is a single-source, full-service provider of electronic payment processing services (including credit, debit, EBT, gift cards, customer loyalty cards, checks and more). RBS Lynk utilizes proprietary in-house technology providing scalability and superior quality of service to its customers. RBS Lynk is considered the 6th largest non-bank acquirer, the 9th largest merchant acquirer in the U.S. market and the 3rd largest processor of ATMs in the U.S.

   Fifth Third Bank has been a premier source of merchant processing services for leading businesses nationwide for over three decades. A pioneer in payment technology since the earliest days of the card industry, we have been partnering with thousands of businesses to increase their profitability by providing the highest quality transaction processing solutions available.

  Global Payments, Inc. is one of the largest and most time-honored payment processors in the world. With experience spanning more than 30 years, when its former parent company, National Data Corporation, pioneered electronic payment processing. Today, the company combines leading edge technology with three decades of expertise to offer solutions that meet the commerce needs of both virtual and "brick and mortar" customers. Global Payments currently process over 2.7 billion transactions per year and serves more than one million merchant locations through their electronic information network.

  Founded in 1985, Paymentech delivers premier electronic payment solutions for merchant acquiring, point-of-sale transaction processing and commercial card programs. The company is the nation's second largest processor and acquirer of credit card transactions and a leader in Internet payments. Paymentech annually processes approximately 3 billion total transactions and $93 billion in bankcard sales volume.
Note: The use of the Salem platform might require custom certification services.

  Mercury Payment Systems is an integrated transaction processing company created to enhance point-of-sale systems by offering credit, debit, check, gift card and loyalty processing.

  Bank of America Merchant Services (Formerly known as National Processing, Inc), provides a wide range of business transaction settlement processing, from point-of-sale credit card processing to e-commerce solutions. On July 13, 2004 Bank Of America Merchant Services announced plans to aquire all the assets of NPC.
Note: The use of this processor might require custom certification services.

  Since introducing its first third-party, gift card-based program in 1995, ValueLink®, a service of First Data, is an industry expert in creating successful stored value programs for over a hundred major brands. ValueLink processes millions of transactions each year with its best-in-class technology and is backed by First Data, a market leader in transaction processing.

  Stored Value Systems (SVS), a Comdata Company, is the nation's premier provider of Cash and Chip Card Solutions for traditional markets that include government, petroleum, restaurant, retail and supermarket acceptors, along with emerging industries such as entertainment, fast food and Internet applications.

As the first company ever to offer electronic cash and benefit management tools for merchants and government agencies, SVS is redefining the movement of money and information through technology.

  Givex is a global provider of powerful card management technologies. Revolutionizing stored value, our mission is to deliver excellent customer acquisition and retention tools that optimize revenue for our partners. Our strength is the people, energy and experience we apply to make card management easy and keep our partners competitive.

Givex is a privately held corporation with operating offices in the United States, Canada, United Kingdom and Bahamas. Our experience, reliability, and commitment to building long term partner relationships has established Givex as an industry leader in North America and Europe.

  Valutec Card Solutions is the leading provider of turnkey gift and loyalty card services to small and mid-market general and specialty retail, restaurant, spa/beauty salon and hospitality merchants. Headquartered in Franklin, Tenn., the privately-held company currently services over 13,000 merchants in over 30,000 locations.

  Our customer services department may be engaged to develop a custom Processor connection. Please contact us if you would like to discuss alternate processing platforms.