Features
Complete transaction set
Monetra® Payment Processing Software can simultaneously process (for multiple merchant accounts) the following electronic financial transaction sets/attributes.
• Supports all major credit card types including Visa, MasterCard, Discover, American Express, JCB, Carte Blance and others...
• Certified with all major Credit and Debit processing networks.
• Enterprise level Gift/Loyalty processing networks supported.
• Electronic Benefits Transfer (EBT) processing across select networks.
• Process all transactions in real-time and/or batch mode
• Standard Retail, Mail/Phone, and eCommerce industry protocol support(1).
• Advanced Restaurant, Lodging and Automated Feul protocol support(1).
|
1) Please reference the most current certification matrix for interchange compliance information.
|
Scalable system design
Monetra™ is able to handle transaction sets on behalf of multiple merchants through a single system. Any available processing institution may be chosen for a selected merchant/card scheme combination.
• From one to unlimited merchant accounts per server.
• SQL database support for transaction logging and system parameter storage.
• PostgreSQL
• MySQL
• Oracle 8i
• Oracle 9i
• Oracle 10g
• IBM DB2
• Microsoft SQL Server 2000
• SQLite 3
• UnixODBC
• iODBC
• Full Administrative backend with multiple reports.
• Shared modem pools.
• Shared processor connection links include: PSTN(dial), HTTPS, and leased line (frame relay).
|
Modern security features
Monetra™ provides a full set of tools to protect confidential corporate data.
• All transactions are administered in-house (via closed data loop).
• Built in incoming IP Admin_Rule_Set (extended firewall).
• Built in SSL client/server communications port.
• All accounts are password protected.
• Support for highly encrypted databases via multiple choices of algorithms and key lengths.
|
Dynamic fraud protection
Monetra™ provides a powerful, yet flexible platform to control/manage risk across the small shop or large enterprise. When properly implemented, our products allow merchants the lowest possible interchange fees with increased chargeback protection.
• Monetra™ is certified to use AVS (address verification) data.
• Monetra™ is certified to use CVV2, CVC2, and CID data.
• Monetra™ is certified to properly send ECI (Electronic Commerce Indicator) data.
• Custom in-house fraud logic/rules can be scripted and run via loadable modules.
|
Robust and reliable
Monetra™ natively supports multiple core business Operating Systems. 64 bit technology operating on IBM AIX, Sun Solaris(sparc), and Linux(alpha). 32 bit technology operating on Linux, FreeBSD, OpenBSD, Mac OSX, SCO Unix, and Sun Solaris(x86).
• Written entirely in C and fully multi-threaded.
• Built-in fault tolerance for processor communication/transport protocols.
• Supports remote SQL databases (aids fault tolerance).
• Custom engine logic can be scripted and run via loadable modules (aids failover customization).
|
Developer Friendly
Easily integrated with any client application via three application to engine connection methods using a plain text protocol.
• Communicate with Monetra™ via TCP/IP, SSL, or Shared Directory (drop file).
• Multiple developer tools available including a C API, PHP module, and Perl module.
|
|
|
|
|
